If you live in La Crosse, WI, motorcycle insurance is a legal requirement.

Motorcycle Insurance: Wisconsin Laws

In La Crosse, Wisconsin, motorcycle liability insurance is the law. Liability insurance is insurance against legal liability to pay compensation and court costs where the insured has been found negligent in respect of injuries sustained by another person or damage to his/her property. Your liability protection must satisfy or exceed certain minimum caps for personal injuries to others and damages to others’ property.

• For Injuries to a Single Party: $50,000
• For Injury to All Individuals: $100,000
• For Damages to Personal Property: $15,000

If saving the most money possible is your top priority, simply getting insured up to these levels is the way to go. However, keep in mind: liability coverage only protects you against damages or injuries for which you’re liable. Let’s suppose an uninsured motorist hits you. To make sure you’re covered, you need Uninsured Motorist coverage. To protect your motorcycle itself, you need a comprehensive or full coverage motorcycle insurance policy.

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